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HOW TO BUY A HOUSE

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MONTHLY MORTGAGE PAYMENT CALCULATOR

Home much home can you afford? What will your mortgage payments be on your new home? How far away are you from buying that dream home?

Use the calculator below to learn the answers to all of these questions.

Calculate your monthly payment for mortgage, auto or home equity loans. Click on the "?" next to the input box for an item to get help on that item.

Loan amount

$	(Do not use commas.)

Loan term in years or months

years

Interest rate

% per year

Loan start date

Calculate the impact of extra mortgage payments using any combination of the inputs below

Adding

to your monthly mortgage payment

Adding

as an extra yearly mortgage payment every

Adding

as a one-time mortgage payment in

Changes paid-off date to

HOUSE SHOPPING CHECKLIST # 1

HOME FEATURES CHECKLIST

When shopping for a home it is helpful to have a list of features you desire, before you leave your home to any open houses. This is not only a fun activity, you can also learn which features are an absolute must for you and which features you can do without. Such a list can prove to save you serious money and elevate the level of satisfaction with your new home.

HOUSE SHOPPING CHECKLIST # 2

PROXIMITY TO SERVICES CHECKLIST

Just as important to you household features checklist is a list detailing the services you would like within close proximity to your new home. Use this list as a guide to assist you with this process.

REAL ESTATE ATTORNEY

Protect your family and your money

Buying a home is likely to be the largest purchase most people make. It is important to protect the home that will shelter you and your family.

Have an experienced real estate attorney represent you at your closing.

HOME INSURANCE

Lenders require that you have homeowner’s insurance to protect you and them in the event of a disaster, damage, or burglary.

The cost of homeowner’s insurance can vary considerably depending on a number of factors.

Get a quote that is specific to your home, your situation and your needs. Use Insweb to compare for free home insurance quotes.

HOME APPRAISALS

An appraisal is an estimate of the selling price of your new home. This may vary from the seller’s asking price.

Your real estate broker will understand the market and explain if the variations in appraiser’s value and seller’s price are justified. Talk to your broker about this. www.Hans-Appraisal.com

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