Privacy Policy

Bankruptcyprofessor.com and YourFinancialUniversity.com are services offered by Fresh Start Forms, LLC. Bankruptcyprofessor.com, YourFinancialUniveristy.com and Fresh Start Forms, LLC are all related entities.

At Bankruptcyprofessor.com, we are committed to protecting your privacy. It is also our goal to constantly improve our services to you and to keep up with rapidly changing technologies. In order to maximize our services to you, we use information collected about you while still protecting your privacy. Expecting future variations in our service, these policies are subject to change. If there are any modifications to these policies we will post them on this page. Publication of a revised policy constitutes notice of the changes. Continued use of this website will indicate acceptance of the new terms and conditions.

I. Security Measures Concerning Your Personal Information

While transmission of information over the Internet cannot be guaranteed 100% secure, we make every effort to provide protection for the information that we collect about you. Your personal information is password-protected. It is our policy to never sell or share traceable information about our users to third parties without user permission. See “Use of Information Collected” below.

Advanced firewall technologies protect our database from outsiders.
Access to the info we store is encrypted at all times.

However, to avoid unauthorized use of your account by others, you must take steps to control your password. Further, this site contains various links to other Web sites. Bankruptcyprofessor.com is not responsible for the privacy practices of those sites. You should not assume that other sites take similar steps in securing your information and should evaluate their privacy standards before using their systems

II. Collection of Information

When you register with Bankruptcyprofessor.com, we ask that you provide your name, e-mail address, telephone number and zip code. If you are an attorney, you will also be asked to provide your firm name, address, telephone number, state where you are licensed, and bar number. In the course of your use of the site, we may also request additional information from you. For example, if you are an attorney, you will be asked to describe your areas of practice, experience, and education. If you are searching for an attorney, you will be asked to describe your situation so that attorneys can evaluate your legal needs and make a response to work for you.

If you elect to use our referral service for informing a friend about our site, we ask you for your friend's name and e-mail address. We will automatically send the friend a one-time e-mail inviting them to visit the site. Bankruptcy Professor stores this information for the sole purpose of sending this one-time e-mail and tracking the success of our referral program. The friend may contact us at unsubscribe@Bankruptcyprofessor.com to request the removal of this information from our database.

In the course of using our site, we automatically track certain information including your IP address, what browser you are using, and the URL you just came from. We also collect information about your use of our site in order to optimize our site usability.

We use cookie technology to assist users in navigating through our site more efficiently. Third party affiliates may also set cookies on the site for the purpose of tracking leads. A cookie is a small text file that resides on your hard drive. At various points on our site, our system will request the cookie from your browser so that we can retrieve the stored information. The cookie may be linked to a unique number that our system can read to determine your user ID and preferences. This prevents you from repeatedly making the same selections. Knowing how you use the site enables us to better tailor content and services to your needs. The cookie does not contain information that others could use to personally identify you, and other Web sites cannot access the information we store on your computer. Most cookies are "session cookies," meaning that they are automatically deleted at the end of a session. To maximize the benefits from our site, you must set your browser to accept cookies.

III. Use of Collected Information

The primary reason that Bankruptcy Professor collects information from its users is to match the right attorneys with the people and businesses that need them.

Bankruptcyprofessor.com does not sell, trade, or rent your personal information to others. We use your information to improve our marketing and promotional efforts, statistically analyze site usage, and improve our site's content, offering, and layout. Your IP address may be used to help diagnose problems with our server, to administer our Web site, and for security needs. Bankruptcyprofessor.com may provide aggregate statistics about our customers, sales, traffic patterns, and related site information to third-party vendors, but these statistics will include no personal identifying information.

We may use the information we collect to notify you about the status of your Bankruptcy Professor account, important functionality changes to our Web site, new Bankruptcyprofessor.com services, and special offers we think you'll find valuable. We may also contact you to verify your information or ask you about your experiences with our system.

When it is necessary to contact you, we use your e-mail address and, in some situations your mailing address, phone or fax number. Note: Bankruptcyprofessor.com will not ask you for your password if we contact you. Do not disclose your password if asked by a caller claiming to represent Bankruptcyprofessor.com.

In order to achieve the benefits of the Bankruptcy Professor service, there are some situations in which personal information may be disclosed to third parties. These are:

· Service related disclosure

This Web site is designed to disclose certain limited information to connect attorneys with the people who need them. The users have full control over when and to whom personally identifying information is disclosed.

· Legal Related Disclosure.

Bankruptcyprofessor.com may release account information when we believe, in good faith, that such release is reasonably necessary to:

· comply with law

· enforce or apply the terms of any of our user agreements, or

· protect the rights, property or safety of Bankruptcyprofessor.com, our users, or others.

IV. Consent and Changes to This Policy

By using our Web site, you consent to the collection and use of this information by Bankruptcyprofessor.com. If we change our privacy policy, we will post those changes on this page so that you are aware of what information we collect, how we use it, and under what circumstances we disclose it. If we make any changes to how we disclose personally identifiable information to others, we will notify you by e-mail and provide you at least ten (10) days to object to such disclosure and to delete your registration. At any point and time you may request the removal of your information from our database. You may contact us at unsubscribe@Bankruptcyprofessor.com, to get this done immediately.